Effective date: 24 November 2020: Amount: £25-£250 per month: Gross: 1.00%: AER: 1.00%: Flexible Saver Monthly interest (variable rate) Effective date Amount Gross AER; 17 June 2020: All balances: 0.01%: … You may also want to save them for future reference. Our branches are offering a limited service because of coronavirus. We do not deduct tax from any interest paid to you. Yes, the interest rate is variable. To open an HSBC Flexible Saver account, you need to be: aged 16 or over* * If you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. Savings. You can start your Flexible Saver account with just £1, and pay in lump sums or set up a standing order to save a set amount each month. UK FSCS Information Sheet and Exclusions List (PDF, 577KB), UK FSCS Information Sheet and Exclusions List (PDF, 577KB) Download, HSBC Personal Banking Terms and Conditions and Charges (PDF, 3.58MB), HSBC Personal Banking Terms and Conditions and Charges (PDF, 3.58MB) Download, Money Advice Service This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information, no change to the interest rate during the 12 months. If you’re a saver committed to building your savings stash, then the HSBC Flexi Saver could be the savings account for you. A balance of … At the end of the 12 months, we’ll transfer your account balance to a Flexible Saver, HSBC Premier Savings or Instant Access Savings Account in the same name as your Regular Saver. When you have some extra cash to set aside each month, our Regular Saver is a great way to help your money grow. Term Deposit Account . £10 deposit to open. Then, once you receive your security details, you can apply online right away. AER stands for Annual Equivalent Rate. When you have some extra cash to put aside each month, the HSBC Regular Saver is a great way to watch your balance grow. You’ll just need to bring some identification and proof of your address. Whether you’re saving for a wedding, a new car, a once-in-a-lifetime holiday or maybe all 3, you can open as many Flexible Saver accounts as you have reasons to save. You can access your money online, by phone or in any of our branches. Access your money conveniently and securely any time with online, mobile or phone banking. If you have an HSBC current or another savings account and you're registered for online banking, you can apply online in minutes. If you don’t hold an HSBC current account then call us to apply or to make an appointment to apply in branch. Just ensure that on the last business day of … A 14 day cancellation period applies to this account. The HSBC Regular Saver is a linked product available to current account customers who have its Premier, Advance, Bank Account, Bank Account Pay Monthly, Student or Graduate account. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Under 18s savings We offer a savings account designed especially for children between 7 and 17 called MySavings . After the introductory period, the ongoing standard variable interest rate applies. HSBC Premier Account; HSBC Advance Account; Bank Account; Student Account; Switching to HSBC; View all current accounts. It's an instant access account, so you can put in or take out money whenever you like. If you have more than one of these accounts we'll pay your savings into the account which pays the best interest. Unless you tell us otherwise, we will send you paper statements via the post. Before applying, please take the time to read the following documents. Find the answers and while you're at it, tell us how we could do better. We'll also display this information on our website, if we reduce the rate of interest we'll tell you personally at least 2 months in advance, a minimum of £1 must be deposited to open the account, once opened you can view your balance via online banking, phone banking, the app or in branch, a 14 day cancellation period applies to this account, we do not deduct tax from any interest paid to you, AER stands for Annual Equivalent Rate. To open an HSBC Flexible Saver account, you need to be: *If you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. What's more, it offers you the benefits of ready cash access worldwide through HSBC's global ATM network with optional facilities like the personal line of credit and credit cards. Yes, we can change the interest rate on this account, in line with the account's Terms and Conditions. If you’re registered for online banking you can apply online in minutes. We aren’t offering our HSBC Flexible Saver in branches at the moment. To open an HSBC Flexible Saver account, you need to be: If you have an HSBC current or another savings account and you're registered for online banking, you can apply online in minutes. And if you don't have any of these accounts, we'll convert your Regular Saver to a Flexible Saver. This is an instant access account, so you can take out and transfer money whenever you need to, no notice required, Manage your money anytime. It only takes a few minutes. You can apply for a Flexible Saver Account online or by popping into any of our branches. It only takes a few minutes. Whatever your goals, putting money aside today could have a big impact on your future. You can access your money online, by phone or in any of our branches. You may also want to save them for future reference. There is no maximum balance. Find out more Find out more about HSBC Flexible Saver . Flexible Savers help you save for anything, in a way that suits you. Manage your money anytime. If you’re registered for online banking you can apply online in minutes. It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page. It's an instant access account, so you can put in or take out money whenever you like. You can open as many Flexible Saver accounts as you like – perhaps one for a wedding and another for a holiday. The HSBC Flexible Saver account currently offers a 0.01 percent interest rate, but this is an easy access account which can be operated in many ways - telephone, online or in branch. Log on and apply for a flexible saver account. Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate Earn more with interest calculated daily and paid monthly Maximum balance is AUD $5m No minimum balance required. Key product information. You may also want to save them for future reference. Once opened, you can manage your account via telephone and online banking, the HSBC UK Mobile Banking app or in any of our branches. There are no charges for withdrawals. Help your money grow with 1.00% AER/gross, fixed for 12 months. You can make as many fee free withdrawals as you like. And if you don't have any of these accounts, we'll convert your Regular Saver to a Flexible Saver. At the end of 12 months we'll transfer your savings into your Instant Access Savings, Flexible Saver or Premier Savings. For instance, if you have money in HSBC's Flexible Saver instant access account, did you know that it now pays just 0.05% gross interest? Start saving from just £25. HSBC. The HSBC Flexi Saver Account maximum interest rate is 2.50% p.a. This shows you what the gross rate would be if interest were paid and compounded each year. If you’re liable to pay tax outside the UK, please apply at your local branch. Take comfort knowing exactly how much interest you will earn with our Fixed Rate Saver account. Investments Depending on your risk preferences, you may like to consider an investment in one of our ready-made portfolios. Log on to apply for a flexible saver account This link will open in a new window. HSBC Group  |   © Copyright HSBC Group 2002-2021. It's an instant access account, so you can put in or take out money whenever you like. Close We know some of you might have queries about how your finances may be affected by COVID-19 and we're here to ensure you have the help and support you need. Under its savings banner, the bank also offers a range of options such as ISAs, fixed rate bonds, regular savings and easy access accounts, which can offer competitive rates both online and offline. Then, once you receive your security details, you can apply online right away. Non-UK tax residents Skip page header and navigation; Personal; Business; English; United Kingdom. Our website doesn't support your browser so please upgrade. You can apply for a Flexible Saver account online or by popping into any of our branches. Start saving for something special with just a £1 deposit. For the purpose of this calculation, it is assumed the initial deposit is £1,000, there are no further deposits and no changes apply to the interest rate during the 12 months. Open an HSBC Expat Saver Account today and save in USD, EUR or GBP. The current interest rates are shown below: The estimated balance after 12 months based on a £1,000 deposit would be as follows: It’s easy to get in touch online. open an account via online banking, telephone banking or in branch. Our Flexible Saver helps you save for anything, in a way that suits you. Please read the important product information and check eligibility before you apply. Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate. There’s no maximum balance, Access your money instantly. Our website doesn't support your browser so please upgrade. This shows you what the gross rate would be if interest were paid and compounded each year, gross is the rate of interest if interest were paid and not compounded each year, if you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. Once opened, you can manage your account via telephone and online banking, the HSBC UK Mobile Banking app or in any of our branches Open a Flexible Saver account today Start saving for something special with just a £1 deposit. It only takes a few minutes to register and once you receive your security details you can apply online to get an instant decision. Whether you want instant access to your cash, a fixed rate, or an account you can manage online, we have a savings account for you. Tax benefits depend on individual circumstances and could change in the future. There are no charges for withdrawals. There are no charges for withdrawals. You may get back less than you invest. Before applying, please take the time to read the following documents. You can choose to withdraw the full amount in one lump sum at any time thereafter until you reach 99 years of age. interest rate including Monthly Bonus (variable) of 1.25% p.a. Eligibility criteria and fees apply. We're here to help you. Yes, you have instant access to your account. this account can be opened in sole or joint names. You should aim to invest for at least 5 years. This website is designed for use in the Channel Islands and Isle of Man. HSBC current account customers can apply for this account by visiting one of our branches. Please keep up to date with branch opening times and changes here. Then, once you receive your security details, you can apply online right away. HSBC Flexi Account combines the feature of a savings account that earns you higher interest with a current account that enables you to write cheques to pay your bills at your convenience. Talk to us directly through our chat channels. HSBC Current accounts. gross is the rate of interest if interest were paid and not compounded each year. If you prefer, you can switch off your paper statements on online banking. - Reinvest the maturity payout in the plan and accumulate interest at the prevailing interest rate*. Make your money grow. You can open as many Flexible Saver accounts as you like – perhaps one for a wedding and another for a holiday. Our Flexible Saver helps you save for anything, in a way that suits you. A term deposit account with a fixed rate for your short or long term investment. Log on; Register ; Log off; Everyday Banking Accounts & services Move to Borrowing navigation. Projection provided for illustrative purposes only and does not take into account individual circumstances. Once your account is open, you can manage it in branch and online. Regular Saver – Only available to HSBC Premier or HSBC Advance customers, Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers. You can make as many fee free withdrawals as you like. Available to HSBC current account customers (excluding Basic Bank Account). With the HSBC Flexi Account you'll get all the benefits of banking with HSBC, as well as a Cashback Credit Card - and you won't have to credit your salary to the account. Compare Accounts . There are no charges for withdrawals. If you don’t hold an HSBC current account then call us to apply or to make an appointment to apply in branch. Flexible Saver . If you don’t have a HSBC current account please apply in your local branch. if we increase the rate of interest, we'll either tell you personally within 31 days, or within 3 working days provide the details in a notice in the press and on our Rates and Charges notice in branches. Terms & Conditions . Please read the important product information and check eligibility before you apply. Our Jersey and Isle of Man branches are open for critical services only. Whether you’re saving for a wedding, a new car, a once-in-a-lifetime holiday or maybe all 3, you can open as many Flexible Saver accounts as you have reasons to save. You can save any amount from £1 upwards. There is no maximum balance. Then, once you receive your security details, you can apply online right away. If you have more than one of these accounts we'll pay your savings into the account which pays the best interest. All rights reserved, Open an account with £1. Please read the important product information and check eligibility before you apply. You may also want to save them for future reference. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we may be able to help. You can save any amount from £1 upwards. Choose one of three flexible payout options: - Withdraw the maturity payout in one lump sum at the end of your policy term. For the purpose of this calculation it is assumed: Projection provided for illustrative purposes only and does not take into account individual circumstances. You can choose to save by standing order, transferring a set amount into the account each month or by making a lump sum payment. Interest is calculated daily and credited to the account monthly. Choose from fixed-term or easy access accounts. It's an instant access account, so you can put in or take out money whenever you like. You can open as many Flexible Saver accounts as you like – perhaps one for a wedding and another for a holiday. HSBC Premier Savings - exclusive to HSBC Premier customers . All customers are required to follow a 2 metre physical distancing and wear a face mask. Set up a standing order from your HSBC account to pay between £25 and £250 into your Regular Saver each month. Flexible Savers help you save for anything, in a way that suits you. Start saving for something special with just a £1 deposit. MySavings . For those who already have the Regular Saver, it pays 2.75% AER (maximum £3,000) and customers will continue to receive this rate until maturity in 12 months’ time. Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate. © HSBC Group 2021This website is designed for use in the Channel Islands and Isle of Man. It only takes a few minutes to register and once you receive your security details you can apply online to get an instant decision. HSBC Savings Accounts HSBC offers a range of financial products which includes investments, credit cards, loans, insurance – and mortgages. How it works This account helps you save for a child's future. Introductory offer will only be applied to your first Serious Saver account opened with HSBC or if your previous Serious Saver account was closed more than 12 months ago. Interest is calculated daily and credited to the account monthly. Your eligible deposits with HSBC Bank plc are protected up to the limit of your local Compensation Scheme. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. You can save up to £3,000 at a 1.00% interest rate that’s fixed for 12 months. This savings account features a maximum rate of 0.85% and no upfront or ongoing fees, so you can keep every dollar in your HSBC Flexi Saver. Compare our savings accounts to find the right fit for you. How much you save is up to you – you can put in a lump sum or save a little at a time, starting from just £1, Save a bit every month. See our help and support pages for guidance and to find out what you can do through online and mobile banking. At the end of 12 months we'll transfer your savings into your Instant Access Savings, Flexible Saver or Premier Savings. We're right with you Close. We can change the interest rate on this account, in line with the account's Terms and Conditions. once opened you can manage your account via online banking, telephone banking, the HSBC Mobile Banking app or in branch. HSBC Online Bonus Saver Enjoy a variable rate of up to 0.25% AER/gross with an Online Bonus Saver account in months when you don’t make a withdrawal – and if you do make a withdrawal, you’ll still receive 0.01% AER/gross. Flexible Saver Premier Savings MySavings/Premier Future Saver for Children Fixed Rate Saver View savings articles ... How to apply How to apply for a HSBC Future Saver for Children . Personal Banking Terms and Conditions and Charges and Additional Product Terms (PDF, 7.5MB), Personal Banking Terms and Conditions and Charges and Additional Product Terms (PDF, 7.5MB) Download, Our website doesn't support your browser so please upgrade, Get your questions answered, we're here to help, Find your nearest branch, we hope to see you soon, Get card services information and support, Careers, media, investor and corporate information. HSBC MySavings / Premier MySavings An easy way to save for 7-17 year olds. You can start your Flexible Saver account with just £1, and pay in lump sums or set up a standing order to save a set amount each month. Yes, you have instant access to your account. a minimum of £1 must be deposited to open the account. Be deposited to open the account 's Terms and Conditions you apply sole or joint names way that suits.! For children between 7 and 17 called MySavings Advance account ; Student account Switching. 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Account today and save in USD, EUR or GBP children between 7 and called! It 's an instant decision which includes investments, credit cards, loans, –. Up to the account 's Terms and Conditions to apply in branch many Saver! Will earn with our fixed rate Saver account today and save in,! To read the important product information and check eligibility before you apply least 5 years ; Everyday accounts! Information on how we could help information and check eligibility before you apply please don ’ offering.

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